Halifax Intermediaries has made rate cuts and increases on product transfer and remortgage products while extending complete by dates on multiple ranges.

The lender has cut rates on remortgage selected fixed rate products by as much as 0.16% and has increased rates by up to 0.14% on selected fixed rate products.

Rates on product transfer and further advanced products have lowered by as much as 0.16% on selected fixed rate products and have increased by up to 0.14% on selected fixed rate products in the same range.

Complete dates have been extended on all products within multiple ranges including homemove, first-time buyer, remortgage, product transfer and further advance products.

Elsewhere, OSB Group’s Precise has made changes to its residential proposition.

The expanded range also incorporates cheaper pricing solutions which have been developed to support first time buyers, self-employed, remortgage and debt consolidation customers.

The lender has made rate reductions of 0.70% with rates now starting from 4.89%.

In addition, the maximum loan-to-value (LTV) has increased to 95% and fees can be added to the loan, while the maximum loan has gone up from £2m to £5m.

The stress rate of two- and three-year products has been lowered to 1.25% and debt consolidation is now available up to 90% LTV.

OSB Group intermediary sales director Adrian Moloney says: “I’m delighted to unveil these new residential products from Precise with lower rates, increased LTVs and max loan sizes as well as reduced stress rates.”

“These changes aim to help make residential mortgaging more affordable across a wide range of buyers including self-employed and those with a less than perfect credit history.”