The lender’s heavy refurbishment bridge is available at 0.74% per month at 80% LTV and its residential & development exit is now 0.74% per month at 75% LTV.

Aspen’s no valuation rates, including refurbishment, have dropped to 0.79% per month up to 80% LTV.

Stepped rates, which are available for all products and clients, are now from 0.35% per month.

Foreign national, semi-commercial and commercial rates have been reduced to 0.84% per month while ground-up is reduced to 0.79% per month.

Jack Coombs, chief operating officer at Aspen’s parent company S&U PLC, said: “In this rapidly evolving financial market it’s essential we remain competitive.

“These reductions, alongside our excellent customer service, will ensure we are the lender of choice for brokers representing quality UK developers and foreign national investors.”

Aspen’s bridging products are available for net loans between £200,000 and £15million, for UK and foreign nationals and for projects across England and Wales.

In August 2025, Aspen appointed Kevin Beale as business development manager in the Midlands and North regions.