Shawbrook has cut rates by up to 30bps on a number of its buy-to-let and commercial products.

These rate reductions include its digital BTL products — which aim to provide quicker funding decisions for borrowers through the bank’s partnership with PEXA and its automated valuation tools. Rates for these digital BTL products now start at 5.69%, a reduction of 30bps.

Shawbrook has also reduced rates by the same margin on its two-year and tree-year fixed rate complex BTL, commercial and semi-commercial products.

It says this will ensure the specialist lender continues to provide competitive options for investors seeking short-term financing solutions, whilst they evaluate longer term financial strategies in a changing interest rate environment.

Shawbrook has also reduced rates on its structured real estate product offering by up to 20bps. Launched earlier this year, this range of products supports large BTL and commercial cases over £5m and bridging cases over £2.5m. Alongside these products Shawbrook offers a premium case management service and tailored loan structuring and will consider bespoke pricing for these deals.

Shawbrook director of real estate proposition Daryl Norkett says: “Our combination of advanced technological capabilities and a team of property experts aims to deliver tailored solutions for complex loans and swift access to funding for simpler transactions.

“We are dedicated to helping investors navigate the market with confidence, whether they are pursuing short-term opportunities or long-term growth in their property portfolios.”