TSB has raised home loans by as much as 40 basis points today and reintroduced select residential deals after pulling a range of offers earlier in the week. 

The lender says the changes cover its residential, product transfer and additional borrowing ranges. 

Residential key changes include: 

• Reintroduction of two- and five-year fixed-rate house purchase and remortgage products, from nil to 85% loan to value, with a £995 fee  
• Two- and five-year fixed-rate house purchase deals, with no fee, increased by up to 40bps 
• Two- and five-year fixed-rate remortgage offers, from nil to 85% LTV, with no fee, increased by up to 25bps 

Product transfer key changes include: 

• End dates of two-year fixed-rate residential products, from nil to 90% LTV, move out to the end of October 
• End dates of five-year fixed-rate residential offers, from nil to 80% LTV, move out to the end of October 
• Two-year fixed-rate residential deals, from nil to 90% LTV, increased by 25bps 
• Five-year fixed-rate residential products, from nil to 80% LTV, increased by up to 15bps 

Additional borrowing key changes include: 

• End dates of two- and five-year fixed-rate residential products move out to the end of October 
• Two- and five-year fixed-rate residential rates increased by up to 25bps 

The bank comes to the market after pulling a range of products on Monday, as two-year fixed-rate mortgage products topped 6% for the first time since the wake of former Chancellor Kwasi Kwarteng’s mini-Budget in September.