The 5-year limited edition fixed rate at 75% loan-to-value (BTL) for individual and limited company applicants is down from 3.31% to 3.2%, and the 5-year fixed HMO/MUB product has an initial rate of 3.58% at 75% LTV.

Limited edition products are available to the whole of market for purchase and remortgage. These also offer a reduced completion fee of 1%, standard valuation fees and a £150 application fee.

Earlier in the summer TML added a raft of new 80% LTV products to its core BTL range and reduced its minimum loan value to £25,001.

Steve Griffiths, sales and product director at TML, said: “Our limited edition buy-to-let products are designed to make it easier for brokers and landlords to refinance and add to their portfolios.

“Adding HMO and MUB properties to the mix gives landlords looking to purchase or remortgage those buildings access to competitive 5-year rates and reduced completion fees, bringing down the overall cost of refinancing or purchasing while allowing them to leverage by borrowing up to 75% LTV.”