The firm first pointed to Yorkshire Building Society’s 90% LTV 2-year fix, which is only available to remortgages.
This offering includes a £495 fee, a free valuation, free legal fees, £750 cashback, and it allows overpayments.
Eleanor Williams, finance expert at Moneyfacts, said: “This week, Yorkshire Building Society has amended its offerings at 90% loan-to-value, receiving a rate reduction of 0.25%.
“This deal has a relatively low fee of £495 which can either be paid upfront or added to the mortgage borrowing.
“Additionally, there is a generous incentive package, which could further enhance the appeal of this product, especially for those looking to keep any mortgage set-up costs as low as possible.”
Furthermore, Furness Building Society’s 80% LTV 2-year discounted variable rate mortgage was noted.
This product has a 1.59% discounted variable rate for two years, a £999 fee, and is available to all borrowers.
It includes a free valuation, and free legal fees for remortgage customers in England and Wales, or £150 towards legal fees for those in England, Wales and Scotland.
Williams said: “This is the lowest rate currently offered in this sector of the market.
“The deal carries a comprehensive incentive package.
“The reasonable fee of £999 can either be paid upfront or added to the advance, which may appeal to those hoping to keep any outlay for setting up a new mortgage to a minimum.”
Moneyfacts outlined Coventry Building Society’s 65% LTV 5-year fix, which is available to remortgage customers, as a top deal.
The product includes a £999 fee, a free valuation, free legal fees and it allows overpayments.
Williams added: “Coventry Building Society has increased selected rates across its remortgage product range this week.
“This, despite the rate increase of 0.14%, is still the lowest rate offered within this sector of the market.”
