YBS Commercial Mortgages has restructured its buy-to-let (BTL) range to improve rates for experienced portfolio landlords with larger borrowing requirements.

The lender has cut rates on its BTL range by 0.15% for those wishing to borrow more than £750,000.

These include a five-year fix at 4.80%, down from 4.95%, up to 65% loan-to-value (LTV) with a 3% fee.

In addition, the lender has introduced two new products at up to 55% LTV for those wishing to borrow more than £750K, priced at 4.75% fixed for five years with a 3% fee, or 4.95% with a 2% fee.

The commercial lender has also reduced rates by 0.20% on its semi-commercial product, which is specifically designed for part-residential, part-commercial assets.

There is now a five-year fix at 6.20%, lowered from 6.40%, up to 60% LTV, or 6.25%, down from 6.45%, up to 70% LTV, with a 3% fee.

YBS Commercial head of lending Mike Davies says: “To support our borrowers impacted by recent market volatility, we are pleased to further improve the competitiveness of our buy to let and semi-commercial ranges, offering better value for landlords and investors.”

“Reviewing our lending structure for buy-to-let and adding new products at 55% LTV means we can provide even better value, especially for those with higher borrowing requirements.”