TMA Club has announced it will join West One Loans’ residential mortgage intermediary panel.

TMA Club’s directly authorised brokers can now access West One’s full residential mortgage range.

The lender says the range targets borrowers with “more complex circumstances who are unable to qualify for a high-street mortgage”.

Brokers will have access to purchase, remortgage and unencumbered products with a standard maximum loan-to-income (LTI) of up to five times income across all plans.

West One offers loan-to-values (LTVs) up to 85% including first-time buyers with loan sizes from £25,000 to £1m over a five to 40-year payment term.

TMA development director Lisa Martin says: “We’re very pleased to be partnering with West One Loans, and we’re confident that this partnership will ensure our brokers are able to offer product solutions to the widest range of customers possible.”

West One Loans managing director of residential loans and second charges Marie Grundy adds: “We’re proud to be able to bring our residential products to one of the largest mortgage and protection distributors, TMA Club. Together, we will be able to expand our reach and enable thousands more borrowers to access finance who otherwise wouldn’t have been able to.”