One Mortgage System (OMS) has announced a full application programming interface (API) integration with United Trust Bank (UTB) across its first charge residential mortgage range.

The new API integration enables OMS users to access UTB’s first charge residential mortgage products without rekeying data.

United Trust Bank provides a range of specialist mortgage products designed to support customers who fall outside standard high street lending criteria.

UTB managing director of mortgages, buy-to-let and bridging Buster Tolfree says: “We are delighted to complete this integration with OMS, which gives their thousands of users the ability to submit residential mortgage applications directly to United Trust Bank.”

“Leveraging the value of market leading technology is vitally important for the Bank and will help us reach more brokers and lend to more borrowers. We look forward to developing this partnership with OMS over the coming months and years.”

OMS managing director Neal Jannels adds: “Brokers need more than just speed, they need confidence that specialist lenders can deliver fair outcomes for the growing number of borrowers who don’t fit the mainstream mould.”