Zephyr Homeloans, has announced reductions across its five and two-year fixed rate mortgages of 65 basis points (bps) and 55bps, respectively.

The specialist buy-to-let mortgage provider said that it is offering the following for properties with an A to C-rated energy performance certificate (EPC):

• 4.80% on a two-year, fixed rate, standard BTL mortgage (65% LTV), with a 5% product fee.
• 5.30% for five-year, fixed rate, standard BTL mortgages (65% LTV), with a 5% product fee.

Zephyr also said it is offering the following rates for properties with an EPC rating of D or E:

• 4.90% on its two-year, fixed rate, standard BTL mortgage products (65% LTV), with a 5% product fee.
• 5.40% on its five-year, fixed rate standard BTL mortgages (65% LTV), with a 5% product fee.

Zephyr Homeloans managing director Paul Fryers said: “With industry commentators signalling the potential end of the current cycle of base rate increases, we’re pleased to be able to reduce our product rates and provide more compelling and affordable deals for brokers to offer to their landlord customers.”