Gen H has launched another round of rate cuts across its entire product range by up to 25 basis points. 

The fintech lender’s reductions are among its two-, three- and five-year loans, adding that these moves make its 90% loan to value and 95% LTV offers “especially competitive”. 

Highlights among its changes include: 

• Five-year homebuying bundle rates at 95% LTV are now 5.74%, with a £999 fee, and 5.80%, with no fee  
• Five-year bundle rates at 90% LTV are now 5.63%, with a £999 fee, and 5.69%, with no fee 
• Two-year and three-year rates have fallen by up to 25 bps across all products  

The business says the reductions are its “third consecutive rate drop in a matter of weeks”. 

Gen H chief commercial officer Pete Dockar says: “We are committed to supporting more aspiring buyers, or those who need support due to changing circumstances.  

“Further rate reductions today demonstrate our commitment to having our customers at the heart of what we do.”