Scandalous accusations and serious questions of law are likely to crop up in new lawsuits by mortgage consumers and lenders in 2026. But some cases today already carry plenty at stake for the industry. 

Major players are accused of violating the Real Estate Settlement Procedures Act in stiffing borrowers and their own employees. Leading companies are being accused of defrauding thousands or more of their clients. And legal challenges to laws and lawmakers are heating up.

National Mortgage News highlights the court cases that have the biggest implications for the mortgage industry in 2026.