The average two-year fix across all LTVs rose from 2.03 per cent to 2.05 per cent this week.

The average three-year fix followed suit, rising from 2.28 per cent to 2.34 per cent, the five-year fix from 2.28 per cent to 2.31 per cent, and the 10-year fix from 2.58 per cent to 2.59 per cent.

Two-year fixes

The two biggest movers at the higher-LTV end of things were at 90 per cent LTV, where the average rate dropped from 3.20 per cent to 3.05 per cent and at 85 per cent, where the average rate rose from 2.15 per cent to 2.23 per cent.

Meanwhile, at 50 per cent LTV, the average rate collapsed from 2.19 per cent to 1.95 per cent.

Three-year fixes

Here, the biggest mover of the week was at 90 per cent LTV. The rate tumbled from 3.55 per cent to 3.26 per cent.

The second-biggest change was all the way down at 50 per cent LTV, with a change upwards from 3.23 per cent to 3.29 per cent.

In between these two LTV categories rates fell from between 0.4 per cent to 0.1 per cent.

Five-year fixes

At 90 per cent LTV, the average rate for a five-year fix fell from 3.42 per cent to 3.31 per cent, while at 85 per cent LTV, the average rate moved upwards, from 2.41 per cent to 2.48 per cent.

These changes were the only significant movements here, with changes elsewhere ranging from falls of 0.03 per cent to 0.01 per cent.

10-year fixes

Every single LTV average rate was static over the week for longer-term fixes bar 75 per cent LTV. Here, the average rate ticked up slightly, from 2.50 per cent to 2.52 per cent.

Moneyfacts finance expert Eleanor Williams says: “As we start to see some average mortgage rates beginning to creep up slightly, there have been a mixture of updates in the residential mortgage sector this week.

“Good news came from a couple of the big banks, with NatWest returning a selection of 85 per cent LTV products to its range and also Nationwide launching 90 per cent LTV products for first-time buyers (which have a maximum 25 year term, and are not available for purchases of flats or new build houses).

“We have also noted a number of lenders have made rate increases to selected products within their ranges; amongst other changes, Santander increased the rates on its 85 per cent LTV products by 0.15 per cent, Barclays Mortgage made increases to selected fixed rates of up to 0.17 per cent and TSB applied selected increases of up to 0.15 per cent.

“There have continued to be product withdrawals, with lenders such as Platform and Leeds Building Society included. However, one change in particular highlighted how incredibly fluid the mortgage market continues to be, as we saw West Brom Building Society launch and amend deals at 80 per cent and 85 per cent LTV, and by close the same day, withdraw these.

“For those considering their mortgage options, seeking advice and support from a qualified, independent advisor, who should be aware of the most up to date changes to products or criteria, and indeed, which product options are available, has never been more vital.”