HSBC hikes rates across range of resi, BTL and FTB loans | Mortgage Strategy

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HSBC has hiked interest rates across a range of home loans, including selected first-time buyer, remortgage and buy-to-let mortgages.

The high street bank has lifted its FTB five-year fixed Fee Saver offer at 95% loan to value by 19 basis points to 4.55%, with no fee and £500 cashback.

It also raises five-year fixed Fee Saver deals at 70%, 75%, 80%, 85%, 90% LTV. Five-year FTB Fixed Standard at loans at 70%, 75%, 80%, 85% and 90% LTV have increased. As have five-year FTB Fixed Premier Exclusive offers at 70%, 75%, 80%, 85% and 90% LTV.

Among the lender’s residential remortgage range, a five-year Fixed Fee Saver at 90% LTV lifted by 20bps to 4.40%.

Its five-year Fixed Fee Savers at 60%, 70% and 75% LTV also rose. The bank’s five-year Fixed Standard residential remortgage range at 60%, 70%, 75%, 80%, 85% and 90% LTV increased. As have its five-year Fixed Premier Exclusive residential remortgage range at 60%, 70%, 75%, 80%, 85% and 90% LTV.

At the lender’s BTL purchase range, a two-year Fixed Standard loan at 75% LTV rises by 17bps to 3.99%, with a £1,999 fee.

Its BTL purchase range two-year Fixed Standard loans at 60% and 65% LTV also rose. The firm’s five-year Fixed Fee Saver BTL purchase range offers at 60%, 65% and 75% LTV have increased. As have its five-year BTL purchase range Fixed Standard deals at 60%, 65% and 75% LTV.

At the lender’s BTL remortgage range, a two-year Fixed Standard loan at 75% LTV is up by 17bps to 3.99%, with a £1,999 fee.

Its two-year BTL remortgage range Fixed Standard offers at 60% and 65% LTV have also lifted. The firm’s five-year BTL remortgage range Fixed Fee Saver deals at 60%, 65% and 75% LTV have increased. As have its BTL remortgage range five-year Fixed Standard loans at 60%, 65% and 75% LTV.

The firm adds it has removed cashback from its Residential five-year Fixed Standard products and five-year Fixed Premier Exclusive product range.


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