Covering a range of investment vehicles, including holiday lets, HMOs, portfolio loans and property refurbishment, the product has a five-year term with a two year ERC at a rate of 4.5%.

F4B revealed it had a maximum LTV of 75% and an arrangement fee of 2% and could be used for residential and remortgage purposes. There is a minimum loan size of £150,000 and a maximum loan size of £2m.

What’s more it is also available to individuals, sole traders, limited companies, LLPs and partnerships and will be offered via a select group of distribution partners.

F4B’s presence across the UK has grown in recent years and the packager has established close working relationships with intermediaries, introducers, service providers and private lenders around the country to bolster its already extensive range of specialist lending solutions.

Rob Oliver, sales director at Castle Trust Bank, said: “This semi-exclusive product offers a low five-year fixed rate with a two-year ERC, up to a maximum of 75% LTV.

“It means that the ICR calculation can be based on the product rate, but also gives landlords the opportunity to refinance or sell after two years without penalty and this flexibility is crucial in the current uncertain environment.

“When we chose the distributors to offer this semi-exclusive product we wanted to partner with firms that match our own commitment to excellent service, and the team at First 4 Bridging fit the bill. We’re looking forward to working together with them to help more property investors unlock even more opportunities.”