Halifax Intermediaries is upping the rates on a selection of its fixed-rate products for first-time buyers and homemovers.

The changes concern fixed rate products above 80 per cent LTV and, for both groups of borrowers, include the 85 per cent LTV two-year fix with £1,499 fee increasing to 2.11 per cent and with zero fee, to 2.38 per cent and the 85 per cent LTV three-year fix with £999 fee increasing to 2.46 per cent.

The same fix with zero fee, meanwhile, will now be set at 2.68 per cent.

Rates will go up for five-year fixes too – at 85 per cent LTV the £1,499 fee product will now come in at 2.60 per cent while the zero-fee version, 2.70 per cent.

New build homemovers and FTBs will see the 85 per cent LTV two-year fix with £999 fee move to 2.35 per cent and the zero-fee flavour to 2.58 per cent.

Three-year fixes with the same fee structure will now be 2.66 per cent and 2.88 per cent, respectively, and for five-year fixes, 2.81 per cent and 2.90 per cent.

Shared Ownership products will also see similar rate rises.