The building society has added a fee-free 2.78% product, that comes with £500 cashback, and a 2-year fixed option at 2.39%, which requires £199 upfront fees and £999 in total, without cashback.

Christie Cook, head of mortgage product at The Nottingham, said: “It’s important to us to do what we can to help first-time buyers achieve their dreams – something that’s been in The Nottingham’s ethos for over 170 years.

“We’re delighted to be announcing these competitively priced 95% LTV products. As a mu-tual building society that prides itself on helping people on to, and along, the property ladder we aim to keep evolving our products and services – including our focus on our offerings for first-time buyers and those with smaller deposits.”