Binnie has joined as business development manager, while Davies strengthens the bank’s underwriting team as a senior underwriter.

Binnie brings six years’ experience in specialist lending, including first and second charge loans, short term finance, asset finance and complex borrowing.

She has worked closely with AR firms, helping them strengthen their client offering through hands-on support in the short-term lending space.

Davies brings more than 30 years’ experience, mainly within specialist lending. She joins from Foundation and has previously held roles at Optimum Credit, Hodge Lifetime and ING.

Her background covers both regulated and unregulated lending, including complex cases that sit outside high street criteria.

StreamBank managing director of property finance Roz Cawood says: “Kendyl and Denise both bring strong experience that will add real value for our broker partners.”

“As demand for specialist lending continues, it is vital that we invest in the right people across both sales and underwriting. These appointments reflect our focus on service and on building long term broker relationships.”