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The top five banks and thrifts in the ranking had combined first-mortgage loans of more than $1 billion as of Sept. 30. Most banks increased their loans over the previous year, with one seeing an increase of 19%. The top three saw their portfolios shrink from a year ago.
Scroll through to see which banks and thrifts are in the top 20 and how they fared in the 12 months ended Sept. 30.
Source: S&P
Banks and thrifts ranked by first-mortgage loans loans in Q3
| Rank | Company name | 2024 Q3U.S. closed-end first lien 1-4 | 2023 Q3U.S. closed-endfirst lien 1-4 | YOYchange | 2024 Q3 totalloans & leases |
| 20 | HSBC | 20,240,000 | 17,968,000 | 12.6% | 58,775,000 |
| 19 | Regions Bank | 21,816,000 | 21,469,000 | 1.6% | 97,305,000 |
| 18 | First Citizens Bank | 22,478,000 | 21,730,000 | 3.4% | 138,760,000 |
| 17 | BMO | 22,841,000 | 19,193,000 | 19.0% | 148,192,000 |
| 16 | KeyBank | 22,960,000 | 24,579,000 | -6.6% | 106,676,000 |
| 15 | M&T Bank | 23,002,000 | 23,472,000 | -2.0% | 136,017,000 |
| 14 | RBC | 23,918,000 | 24,510,000 | -2.4% | 80,867,000 |
| 13 | Huntington Bank | 26,523,000 | 25,963,000 | 2.2% | 127,042,000 |
| 12 | Charles Schwab | 26,830,000 | 26,096,000 | 2.8% | 116,349,000 |
| 11 | UBS | 29,989,000 | 28,797,000 | 4.1% | 95,970,000 |
| 10 | Citizens Bank | 33,008,000 | 31,351,000 | 5.3% | 142,563,000 |
| 9 | TD Bank | 42,987,000 | 40,988,000 | 4.9% | 202,517,000 |
| 8 | PNC Bank | 51,816,000 | 52,659,000 | -1.6% | 322,150,000 |
| 7 | Truist Bank | 54,930,000 | 57,190,000 | -4.0% | 304,362,000 |
| 6 | Morgan Stanley | 67,076,000 | 61,292,000 | 9.4% | 290,891,000 |
| 5 | Citibank | 113,900,000 | 105,791,000 | 7.7% | 705,048,000 |
| 4 | U.S. Bank | 120,921,000 | 117,318,000 | 3.1% | 377,375,000 |
| 3 | Bank of America | 227,659,000 | 229,502,000 | -0.8% | 1,129,466,000 |
| 2 | Wells Fargo | 240,647,000 | 249,018,000 | -3.4% | 912,435,000 |
| 1 | JPMorgan Chase | 307,729,000 | 317,676,000 | -3.1% | 1,393,281,000 |
