Legal & General today has added the Bank of Ireland’s Bespoke lending service to its SmartrFit technology tool.

Bespoke says its products target particularly complex residential mortgage cases.

To be eligible at least one applicant must earn £40,000 or more for a repayment mortgage while sole applicants must earn at least £50,000, or £75,000 for joint applicants for interest-only mortgages.

The minimum loan size is £150,000, and homebuyers can borrow up to 90% loan-to-value (LTV) including fees.

SmartrFit is the only research and sourcing tool to offer advisers access to both the product and affordability calculator for Bespoke.

The Bank of Ireland operates on a restricted distribution basis.

Legal and General Mortgage Services head of mortgage products and transformation Jodie White says: “I am immensely proud that SmartrFit is the only research and sourcing tool currently offering access to both the Bank of Ireland’s Bespoke product range and affordability calculator.”

“I have no doubt that advisers will welcome this latest addition, especially when assisting self-employed applicants or borrowers with particularly complex circumstances.”