20 banks with largest HELOC volume

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The top five banks in this ranking had a combined HELOC volume of more than $90 billion at the end of the fourth quarter of 2024. Many lenders saw an increase between Q3 and Q4, and First Citizens Bank saw an increase of 4.52%

The data in this ranking came from National Mortgage News' MortgageStats site, which pulls from quarterly call reports available from the Federal Financial Institutions Examination Council. It does not include volumes from non-bank lenders.

Scroll through to see which lenders are in the top 20 and how they fared in Q4.

Banks ranked by HELOC volume in Q4 2024

Rank Bank Q4 dollarvolume Q3 dollarvolume Percentchange
20 Synovus Bank $1,831,000,000 $1,809,000,000 1.22%
19 East West Bank $1,905,000,000 $1,853,000,000 2.81%
18 Umpqua Bank $2,098,000,000 $2,073,000,000 1.21%
17 First Horizon Bank $2,144,000,000 $2,132,000,000 0.56%
16 First Citizens Bank $2,567,000,000 $2,456,000,000 4.52%
15 Regions Bank $3,191,000,000 $3,169,000,000 0.69%
14 Citibank $3,325,000,000 $3,513,000,000 -5.35%
13 KeyBank $3,458,000,000 $3,542,000,000 -2.37%
12 Zions Bank $3,674,000,000 $3,582,000,000 2.57%
11 Fifth Third Bank $3,741,000,000 $3,669,000,000 1.96%
10 BMO Bank $4,494,000,000 $4,496,000,000 -0.04%
9 TD Bank $6,578,000,000 $6,395,000,000 2.86%
8 Huntington National Bank $7,648,000,000 $7,595,000,000 0.70%
7 Truist $9,703,000,000 $9,742,000,000 -0.40%
6 U.S. Bank $11,001,000,000 $10,926,000,000 0.69%
5 Wells Fargo $12,689,000,000 $13,235,000,000 -4.13%
4 JPMorgan Chase $15,089,000,000 $14,950,000,000 0.93%
3 Citizens Bank $16,258,000,000 $15,740,000,000 3.29%
2 PNC Bank $21,280,000,000 $21,059,000,000 1.05%
1 Bank of America $25,518,000,000 $25,249,000,000 1.07%

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