Aldermore is launching two BTL new products for landlords: a five-year fixed rate up to 65% loan to value (LTV) with a 1.5% fee option, in addition to a five-year fixed rate up to 65% LTV fee free option.

These are for individual and company landlords with both single and multi property residential investment properties.

Aldermore is also reducing rates on its existing five-year fixed rate 65% LTV product with a 5% fee, with reductions of 0.1%.

The following rates are available immediately:

Individual and company landlords with single residential investment properties

• Five- year fixed 5.89% with zero fee (new)
• Five-year fixed 5.59% with 1.50% fee (new)
• Five- year fixed 4.89% with 5% fee (reduced by 0.1%)

Multi property for individual and company landlords with residential investment properties

• Five-year fixed 5.79% with zero fee (new)
• Five- year fixed 5.49% with 1.50% fee (new)
• Five- year fixed 4.79% with 5% fee (reduced by 0.1%)

YBS Commercial Mortgages has made further changes to its specialist buy-to-let range, for the second time this month.

The changes represent a discount of 0.15% on the commercial lender’s holiday lets and housing of multiple occupation (HMO) products.

Landlord clients looking to purchase a property as a holiday let can now benefit from a very competitive five-year fixed rate of 5.75% (was 5.90%) on loans of up to £1.5 million per unit, up to 75% LTV, which comes with a 2% fee.

For landlords looking for a product to fund a HMO purchase, now available is a five-year fix, competitively priced at 5.80% (was 5.95%) on loans over £500,000, up to 75% LTV, which also comes with a 2% fee.

There are no changes to the lender’s commercial investment products, which start from 6.99% on loans on retail, office, industrial, warehousing, quality leisure facilities and other kinds of commercial property, or to any other products in the lender’s range.