The specialist lender says choices on arrangement fees will be offered across buy-to-let mortgages, and commercial term loans “allowing customers to benefit from a lower rate”.

The products will be offered to direct customers as well as its intermediary, network and club and gold broker partners.

This change allows brokers to view how adjusting arrangement fees affects the interest rates offered.

For example, an unregulated BTL two-year fixed-rate product with a 2.5% arrangement fee and interest rate of 8.49% could be adjusted to an arrangement fee of 5% with an interest rate of 7.49%.

Together director of intermediaries Tanya Elmaz says: “By offering a choice on arrangement fees brokers can advise customers on wider options to reduce their monthly payments in order support their property ambitions.”