Virgin Money has added new Fix and Switch loan-to-value ratios at 95% and 70% to its product suite.
These five-year purchase and remortgage deals, launched last month, allow borrowers to switch to another offer without early repayment charges after two years.
The lender launches an exclusive purchase Fix and Switch fee-saver 95% LTV five-year fix, with £250 cashback at 5.54%, and two-year early repayment charges.
And an exclusive remortgage Fix and Switch fee-saver 70% LTV five-year fix, with a free valuation and free legals at 4.99%, and two-year early repayment charges.
The business also lifted selected residential and buy-to-let fixed-rate deals by up to 10 basis points yesterday.
