Habito has made reductions to a selection of its buy-to-let offerings.

The fixed rate for individuals and limited companies have been cut by 10 basis points, now starting from 3.04 per cent and the 75 per cent LTV rates have seen a 15 basis point reduction, giving a starting rate of 3.29 per cent.

Each comes with £500 cashback.

Meanwhile, the fee assist BTL rates now start at 3.16 per cent for individuals and 3.12 per cent for limited companies, with each coming with £750 cashback and free conveyancing for applicants buying in their own name.

Habito commercial director Ben Gallagher says: “We’re pleased to announce this cut on a broad range of our products to give brokers and landlords more choice at a time when we’ve seen a real resurgence in popularity of BTL.

“Our cashback will give those applying for a buy to let mortgage a little added bonus at this time.”