Virgin Money has announced product changes that will launch tomorrow (28 October).

The lender has added two-year ERC free tracker rates with a fee of £999 with rates starting from 4.29% and two-year ERC free tracker rate fee-savers with rates launching from 4.99%.

It has also added remortgage products, including two-year fixed rates with a fee of £999 with rates starting from 3.99%, while five-year equivalent products have rates staring from 4.04%.

In addition, Virgin has launched new product transfer rates. There will be new two-year fixed rates with a fee of £1,999 and rates starting from 3.79% as well as two-year fixed rates with a fee of £999 and rates starting from 3.89%.

Also being launched will be three-year fixed rates with a fee of £999 with rates starting from 3.99%, five-year fixed rates with a fee of £1,999 with rates starting from 3.86%, five-year fixed rates with a fee of £999 with rates starting from 3.94%.

In the same range, Virgin has made changes selected two-, three- and five-year fixed rate fee-savers. Rates have been increased by up to 0.20% or reduced by up to 0.21%.

Virgin will also withdraw purchase, remortgage, BTL and product transfer from today at 8pm.

Elsewhere, Principality Intermediaries has made rate decreases.

The lender’s residential two-year fixed 75% loan-to-value (LTV) with no product fee has been lowered by 0.12%. It has also cut two-year fixed 90% LTV products by up to 0.10%.

Residential products with cashback have also been lowered, two-year fixed rates at 75% LTV have gone down by 0.10% while five-year fixed rates at 75% LTV have been reduced 0.08%.

Principality has also trimmed new build two-year fixed Help to Buy (Wales) products at 75% LTV by 0.15%.

In addition, the lender’s five-year fixed product at 60% LTV with a fee of £1,395 has gone down by 0.15%.