Newcastle for Intermediaries has launched Enhanced+ to provide increased loan-to-income (LTI) multiples of up to six times, policy enhancements and bespoke underwriting.

Borrowers should have a total minimum income of £75,000 (single or joint) and access to up to six times LTI or 5.5 times LTI for those that are self employed.

Enhanced+ will start with loan sizes of £450k up to £3.5 million and is available up to a maximum loan-to-value (LTV) of 90%.

There is also an interest only option available with a mix of repayment vehicles up to a maximum LTV of 80% or 85% part and part.

The proposition is designed for a range of borrowers including those with non-standard methods of income which includes payments such as restricted share units and SIPPs.

Enhanced+ also offers direct access to the lender’s underwriters who are able to discuss more complex cases.

Newcastle Building Society head of intermediary mortgages Francesco Di Pietro says: “We know brokers increasingly need a truly flexible, high‑value lending solution for their clients. Enhanced+ gives brokers the confidence to place high net‑worth and complex-income cases.”

“By raising LTI multiples up to 6x, lowering our minimum loan threshold and underwriting non‑standard incomes, we’re removing barriers for borrowers who might otherwise struggle to secure the funding they need.”

Last month, Newcastle for Intermediaries launched flexible early product transfers.