Keystone Property Finance has made rate reductions of 10 basis points across most of its buy-to-let (BTL) product range.

The specialist lender has lowered rates by 10bps on its five-year fixed standard, specialist, expat, and holiday let products.

Within the specialist range, the reductions apply to both houses of multiple occupation (HMO) and multi-unit properties, covering one to six and seven to 15 occupants or units.

Keystone has also reduced rates by 10bps on some of its two-year fixed rates across its specialist (seven to 15), holiday let, and selected expat products.

A further 10bp reduction has been made to the lender’s product transfer, PT Plus, and refurb to let exit products.

Following these changes, Keystone’s range now starts at: • Standard: two-year fixed rate of 2.94% at 70% LTV • Specialist: two-year fixed rate of 2.99% at 70% LTV • Refurb to Let: two-year fixed rate of 4.74% at 65% LTV • Ex-pat: two-year fixed rate of 4.14% at 65% LTV • Holiday Let: two-year fixed rate of 4.89% at 65% LTV • Product Transfer/PT Plus: five-year fixed rate of 4.64% at 65% LTV • Switch & Fix: five-year fixed rate of 5.79% at 65% LTV

The lender has also introduced unified product codes across its entire range, replacing separate codes for individual and limited company applications.

Meanwhile, Barclays has announced rate increases across its existing customer reward range.

The EMC Reward two-year fixed product with a fee of £999 at 60% LTV has increased by 0.05% to 3.88% and the EMC Reward five-year fixed with a fee of £999 at 60% LTV has gone up by 0.05% to 3.98%.

Both of these have a minimum loan of £1,000 and a maximum loan of £2 million.

The high street bank has also put rates up on its EMC Reward two-year fixed with a fee of £1,999 at 70% LTV from 3.88% to 3,93%. This has a minimum loan of £2 million and a maximum loan of £10 million.