Atom bank has lowered rates on its Prime mortgage range for residential customers, the eighth time the bank has reduced mortgage rates since August 2023.
The app-based bank has cut low and high LTV rates by up to 0.30% with a 5-year fix at 60% and 95% LTV now available from 4.84% and 5.34% respectively. A 2-year fix at 95% LTV is also now available under 6.00% (5.99%).
All reduced products come with a free valuation and remortgage products feature fee-assisted legals.
Atom bank head of mortgages Richard Harrison comments: “The market may have slowed somewhat in the run up to Christmas, however we believe it’s important to pass on value to customers as quickly as possible, hence our decision to announce further decreases across our Prime range”.
