Darlington BS launches into ltd co BTL

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Darlington Building Society has launched two new limited company buy to let products.

The new range includes a two-year fixed rate at 5.29% and a five-year fixed rate at 5.39%, both available up to 75% loan-to-value (LTV). Each product comes with a £999 product fee plus valuation fee.

Available through the society’s intermediary network, the range is open to first-time buyers and first-time landlords, with no minimum ownership period or minimum income requirements for either borrower type. For landlords looking to remortgage, there is also no minimum ownership period

The products are also available for holiday let properties, providing a route for landlords seeking to diversify into the short-term rental market, a sector that, Darlington claims, continues to show strong returns across UK tourist destinations.

Darlington Building Society head of intermediary distribution Chris Blewitt commented: “Limited company buy to let has evolved from a niche option to a mainstream choice for landlords at every stage. For those just starting out, it provides a professional framework to begin building a portfolio while keeping personal and property finances clearly separated.

“For seasoned investors, it can offer more efficient tax treatment, easier management of multiple properties, and the flexibility to reinvest profits within the company structure.”

He added: “Our new products are designed to make limited company lending accessible, transparent, and adaptable, particularly for those branching out into areas like holiday lets, where short-term rental income can strengthen cashflow and build equity faster.”


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