Together says it is offering its lowest ever fixed-rate mortgages to customers buying shared ownership and right-to-buy homes.

The specialist lender has extended its Prime Plus range to cover shared ownership and right-to-buy properties, with rates starting at 3.59% for two-year, and 4.99% for five-year fixes.

It has also cut the lowest rates on its second charge two-year fixed mortgages from 4.29% to 3.99% for capital repayment and from 4.79% to 4.49% on interest only, “to help more borrowers struggling to access mainstream finance”.

The firm has also introduced a new two-year fixed rate for its first and second charge consumer buy-to-let products, with rates starting at 5.69% and 6.19% respectively.

And finally, it now offers landlords and property investors new two and five-year fixed-rate buy-to-let products, across its standard and specialist ranges. The company says these loans come with its lowest BTL fixed rates of 5.19% for two-year deals, and 5.49% for five-year mortgages.

Together director of sales Sundeep Patel says: “We’re committed to offering our customers the right mortgage deals to meet their ambitions. 

“Whether that’s getting their first foothold on the property ladder through shared ownership, buying the council house they’ve lived in for years, or expanding their rental portfolio, we believe that we have the competitive products they’re looking for, even if they’ve previously been overlooked by mainstream lenders.

“We also think it’s vitally important to provide much-needed support for the many borrowers whose financial circumstances may have been affected by the Covid-19 pandemic while, at the same time, offering the certainty and security provided by fixed-rate products.”