LendInvest has cut rates on residential home loans by up to 45 basis points and has brought back its 90% loan-to-value product.  

The mortgage platform’s residential loan rates now start at 6.44%, with reductions across two-year and five-year fixes.  

The firm targets key workers, the self-employed and those with complex income streams and credit histories.   

It has also reintroduced its 90% LTV for five-year fixes, “to support more customers with long-term stability”.  

LendInvest managing director of residential mortgages Esther Morley says: “Adjusting our product set to match the ever-changing needs of homeowners and our brokers alike is of the highest priority for the team.   

“We are delighted to be releasing these new and improved updates for our residential mortgage range, and improving the process by which you apply for and secure a mortgage with us.”