Kensington Mortgages has revamped its residential and buy-to-let range.

The move includes the launch of a credit recovery range, called Resi 6. It has also extended its green products to cover BTL, and re-launched 95% loan-to-value products.

The specialist lender says its new Resi 6 Range provides loans “to those who may have suffered financially during the pandemic and had a credit blip, as long it was more than six months ago”.

It adds the range offers two and five-year fixes and rates start at 4.49%, up to 85% LTV with free valuations and legal services, available on certain LTVs, and a maximum loan size of £500,000.

This range is available on both purchases and remortgages.

The business also relaunches its residential 95% LTV mortgages with rates starting at 5.19% for a two-year fix.

It has also expanded its green eKo loans to cover its BTL range.

It offers landlords a £1000 cashback product for improving the energy efficiency of any existing housing stock within the first 12 months of ownership.

Landlords can alternatively take advantage of a £500 reward, paid on completion, when buying a new build property with an energy performance certificate rating of A or B.

Kensington Mortgages new business director Craig McKinlay says: “The pandemic has put an unprecedented strain on everyone, particularly the self-employed and small business owners, and many have experienced a bump in the road.

“Lenders shouldn’t use this blip against individuals though, and instead help those who have struggled over the last year with flexible and innovative solutions.

“Our expanded eKo mortgage range to buy-to-let also opens our cashback product to reward landlords too and strengthens Kensington’s position in the green mortgage space even further.”