Accord Mortgages has introduced its fourth round of rate cuts in as many weeks, with reductions of up to 45 basis points.  

Products affected in this latest round of cuts include a variety of initial fixed-term offers across a range of loan-to-values up to 95%, and will come to market at 8am tomorrow (30 November).  

The broker-only lender has also expanded its range at 60% LTV, to include a new five-year remortgage-only product, priced at 4.91%.  

Highlights of the rate cuts include a three-year fixed-rate loan to 85% LTV at 5.35%, from 5.80%. This deal is fixed until 30 April 2026, with a £995 completion fee and £250 cashback. It is also available for remortgage, with remortgage legal services included.  

And a five-year fixed-rate house purchase-only mortgage to 95% LTV at 5.54%, from 5.88%, with a £495 completion fee and £250 cashback.  

Its new five-year fixed-rate remortgage-only loan to 60% LTV at 4.91%, carries a £495 completion fee and includes £250 cashback. It includes remortgage legal services and a free standard valuation.  

The firm says criteria restrictions apply to all products, and overpayments of up to 10% are allowed with no early repayment charges.  

The business adds that standard variable rate discounted products have also been reduced by up to 10 basis points, with product end dates extended until 30 April.  

The move comes after chancellor Jeremy Hunt calmed international debt markets last month, by largely reversing former chancellor Kwasi Kwarteng’s tax-cutting mini-budget on 23 September, which saw the number of products on the market fall sharply while remaining loan prices jumped.