Atom Bank has launched several two-year fixed-rate near-prime product exclusive deals for Sesame Network advisers.

The app-only lender says the products are available at various loan-to-value ranges, such as a 75% LTV option with a rate of 2.89%, or a 70% LTV product at a rate of 2.74%.

It adds that customers with a bigger deposit can take advantage of lower rates such as a 60% LTV, priced at 2.45%, or a 65% LTV loan, priced at 2.69%.

All four products are fixed for two years and offer customers £250 cashback on mortgage approval.

This set of exclusive deals also comes with free valuations for both purchase and remortgage options, as well as fees-assisted legal advice for remortgaging customers.

The move comes after Atom Bank and Sesame announced a partnership last month, which boosted the accessibility for those applying for mortgages through the broker network.

Atom Bank head of lending Paula Mercer says: “These mortgages are aimed at those with less-than-perfect credit and allows us to open up the market to those who may struggle to secure a mortgage from traditional lenders.

“We recognise that with the rising cost of living and the current energy crisis, having perfect finances is just not possible for everyone and buying a house is becoming increasingly difficult. We want to help make mortgages more accessible to those people and we hope that these rates will enable us to do so.”

Sesame Bankhall Group head of strategic relationships Stephanie Charman adds: “Atom’s innovative approach to lending and technology solutions was a big factor in our partnership and we know that it’s important to our members.”