United Trust Bank (UTB) has appointed Andrew Ferguson to the new role of commercial director of its recently merged Mortgages, Buy-to-Let (BTL) & Bridging division.
Ferguson has a career in banking spanning 35 years. He has performed senior roles with a range of specialist lenders including Foundation Home Loans, Axis Bank and most recently as managing director – BTL at West One Loans.
In his new role at UTB, he will report to Buster Tolfree, managing director – mortgages, BTL & bridging, overseeing the Mortgages, BTL & Bridging Sales teams as well as working to help drive growth alongside the many transformative plans in place for 2026.
Key areas for UTBs growth in 2026 include further expansion into the residential mortgage market, building out the bank’s complex BTL offering as well as identifying opportunities to develop UTB’s bridging proposition.
UTB is specifically aiming to grow its presence in the non-regulated bridging market.
Taking up his new role at UTB, Ferguson said: “I am delighted to join such a well-respected business and look forward to working with the team to further evolve the proposition across buy to let, bridging and mortgages. UTB is well placed to grow in these markets and has great people who are passionate about specialist lending and ensuring we look after our customers and intermediary partners.”
