LendInvest trims BTL prices, RAW Capital Partners adds new fixed-rate terms Mortgage Strategy

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LendInvest Mortgages has lowered rates across its buy-to-let (BTL) product range.

As part of the cuts, all two-year fixed term BTL mortgages have been reduced by 20 basis points, while five-year term BTL loans have been trimmed by 15bps.

The lender has also made a 5bps reduction on seven-year fixed term BTL products.

Rates now start from 3.34% for a two-year term and 4.54% on a five-year term loan.

LendInvest has also decreased the rates on product transfers. It has made a reduction of 10bps on two-year term products and a 5bps reduction on five-year term products.

LendInvest director of sales Paula Mercer says: “At LendInvest, we are committed to providing competitive and attractive financing options for landlords, whether they be Limited company or have a small portfolio.”

“This rate reduction across our BTL range, our lowest rates this year, demonstrates our ongoing support for the property investment market.”

Elsewhere, RAW Capital Partners has introduced a range of short- and medium-term fixed-rate mortgage products, which include discounts for UK expats and larger loans.

It is now offering one, two- and three-year fixed-rate mortgages, which start from 6.50% with a maximum LTV of 55%.

The lender has retained its short-term fixed options with tracker loans available from 2.00% (+BBR).

These have flexible early repayment options and fee-free capital reductions on second charge loans.

For borrowers securing loans over £1 million, a 0.25% discount is available on both the fixed interest rate and the reversion rate, with the same discount available for UK expats.

This means that for UK expats securing loans over £1 million, 6.00% rates are available on its fixed-rate products.

RAW Capital Partners chief executive officer Tim Parkes states: “The UK property market started the year strongly, and while positive momentum remains, over recent weeks uncertainty has crept in as a result of the stamp duty changes, new tax year and Trump’s trade policies.”

“Now is the time for lenders to double down on findings ways to inject confidence into the market, so I’m delighted to reveal our new fixed-rate options, which we’re confident will land well with borrowers seeking greater certainly for the years ahead.”


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