One Mortgage System (OMS) has teamed up with Step One Finance, a second charge specialist lender, to complete a full application programming interface (API) integration.

The integration will provide OMS users direct access to Step One’s lending offering and enable them to conduct a full decision in principle (DIP) without the need to rekey any data. 

It will incorporate a full two-way API to help support and speed up the advice process, sourcing and delivery.

OMS has an end-to-end CRM system which covers product areas such as residential, buy-to-let, second charge, equity release, bridging, commercial plus general insurance and protection. 

Previously, OMS has integrated with platforms including Iress, Twenty7Tec, iPipeline, Submissions Brain, SmartrFit and Knowledge Bank.

OMS managing director Neal Jannels says: “Step One Finance has a strong reputation throughout the second charge and intermediary marketplace and this integration will offer OMS users access to an even wider range of specialist lending options. Options which are becoming increasingly prominent in meeting their clients ever-changing borrowing needs.

Step One head of lending Martin Porter adds: “We are excited to have the full range of our second charge mortgage products integrated and available via API on the OMS platform.”