One Mortgage System (OMS) has teamed up with Pepper Money to complete a full API integration for its second charge business.

As part of the integration, users will benefit from access to Pepper Money’s second charge lending range to carry out a full decision in principle, without the need to rekey any data. 

Pepper Money’s platform incorporates a full two-way application programming interface (API) to make the advice process, sourcing and delivery more efficient. 

OMS has also previously integrated with Iress, Twenty7Tec, iPipeline, Submissions Brain, SmartrFit and Knowledge Bank. 

Pepper Money sales director of second charge mortgages Caroline Mirakian says: “Our dedicated teamwork with a range of approved specialist partners to offer second charge mortgages to customers. We are always interested in building new partnerships and we pride ourselves on the lasting relationships we build with our broker intermediaries.”

OMS managing director Neal Jannels adds: “In recent times we’ve seen the second charge sector really starting to make its mark within the wider mortgage industry and in meeting a wider range of borrowing needs.” 

“It has also progressed greatly from a tech standpoint and this continues to be evident in ongoing conversations we are having with a raft of second charge specialists and lenders with a second charge arm.”