As part of its enhanced remortgage offering, Vida has increased the maximum loan-to-value (LTV) for debt consolidation on its Vida 36 Tier from 85% to 90%.

In addition, Vida’s Pathway range now includes 90%, 95% and 97% LTV products, available across both two- year and five-year fixed terms.

For a limited time, all Pathway products come with no assessment fee, and many include up to £1,250 cashback on completion.

Brokers can also access Fee Saver options, offering no product fee and a free valuation.

The lender has also raised the threshold for disregarding defaults and CCJs when determining product tiering.

The limit has increased from £250 to £500 across all Vida product tiers.

Vida head of mortgage product management Ross Williams says: “These enhancements demonstrate our commitment to being the lender brokers can rely on for their specialist residential cases.”

“Whether it’s supporting customers with debt consolidation needs, low deposits, or historic credit events, we’re continuing to widen access and deliver products that provide real world solutions.”